UR Account

Earn Uncommon Rewards on your everyday spending. Just swipe and sign!

  • 1% cash back (up to $40 per month) on signature-based debit card transactions *
  • No qualifiers or special requirements
  • Tiered interest rates
  • Interest compounded and credited monthly
  • $1,000 minimum daily balance to earn disclosed APY
  • $100 minimum deposit to open
  • Free with E-statements
  • $4.99 monthly maintenance fee with paper statement
  • Free online banking and bill pay
  • Free mobile banking available
  • Free debit card
  • Personal accounts only

*Signature-based debit card transactions are non-PIN based transactions. Examples would include any transaction where you physically sign for the purchase, most online shopping purchases, and transactions where you select "Credit" instead of "Debit" when prompted at the register. Always request the cashier process the transaction as a "Credit". Many stores do not require a physical signature on smaller purchases. These transactions would still be eligible for cash back as long as your PIN is NOT entered during the transaction. Only transactions received by First National Bank as signature-based transactions will qualify for the 1% cash back. No other electronic transactions, such as ATM or ACH, will received cash back.